Our Monmouth County Traffic Lawyers answer the your Traffic law questions:
What is the penalty for not having motor vehicle insurance coverage?
THERE ARE DEFENSES:
The statute specifically says “owner or registrant,” of a motor vehicle,” “registered or principally garaged,” who knew or should have known by the attendant circumstances.”
One obvious defense is to prove by documented evidence that even though you were the operator, the motor vehicle was owned by someone else and you believed that the vehicle was uninsured.
If your insurance coverage was cancelled by the insurance company without your knowledge, the state must prove that it was lawfully cancelled and that you were sent or received, actual notice of cancellation. If the cancellation was not lawful or without written notice of the cancellation then a finding of not guilty can be entered
If you have been charged with driving without insurance contact the Riviere Advocacy Group for a free consultation.