Personal injury settlements are final at which time you will be required to sign a full “general release” of all claims. The same applies after a jury has found for a verdict in your favor. There are however a number of exceptions to this and once again you should consult with an an attorney who can advise you in consideration of your particular set of circumstances. Structured settlements, are sometimes used to protect accident victims from the effects of latent injuries, which will pay you or your heirs damages periodically for the rest of your life and beyond.